So I got a notice in my mail that my student loan debt has been transferred or sold or something to an entity called Aspire. I've heard enough horror stories about people getting screwed in just this manner that I've got some srs alarm bells going on about it. So now I have a decision to make.
Thanks to some overly generous parents shouldering most of my costs of living for longer than they should have, I actually could clear out my entire debt right now. It would take about half of my savings, but afterwards that'd be an extra $150 per month I could put towards savings, or health insurance, or grownup things like that. So obviously that's a big, big positive. My only real decision is whether I'm okay shrinking my safety net by that much.
I'm kind of leaning towards yes. Leaving that debt behind would be a huge, huge weight off my shoulders. And, you know, not potentially getting screwed over would be good too.